Agent-ready data infrastructure for Australia’s retirement system

Key Australian retirement rules and rates, machine-readable, verified against official sources and dated.

figures.jsonExcerpt of /api/figures.json

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19{
  "name": "Key Australian retirement rules and rates",
  "last_verified": "2026-10-13",
  "oldest_verified": "2026-10-11",
  "count": 133,
  "figures": [
    {
      "id": "concessional_cap",
      "label": "Concessional contributions cap",
      "value": 32500,
      "unit": "AUD_per_year",
      "display_value": "$32,500 a year",
      "effective_from": "2026-07-01",
      "source": { "publisher": "ATO", "title": "Contributions caps" },
      "verification": { "status": "verified_primary", "checked_on": "2026-10-11" }
    },
    { "id": "non_concessional_cap", "value": 130000, … }
  ]
}

Concessional contributions cap$32,500 a yearApplies from 1 July 2026Source: ATO · verified 11 October 2026

figures published: 133
topics: 14
changes recorded: 374
figures last verified: 11 October 2026 to 13 October 2026

Browse the rules

Selected rates, caps, thresholds and ages, grouped by topic.

See the 133 figures on one page

Visual data

Selected figures over time, drawn from the same data, with their sources.

See the visual data page

From 20 September 2009Age Pension maximum rates since 2009Latest: single $1,237.70 a fortnight and couple combined $1,866.00 a fortnight, from 20 September 2026.

Next reset date

1 January 2027

The next date on which an official figure shown on this site is due to be reviewed by the body that sets it. Figures with an official review on that date:

Maximum permissible interest rate (MPIR) for aged care accommodation

Official review dates after that: 20 March 2027, 1 April 2027, 1 July 2027, 20 September 2027 and 1 October 2027.

Latest changes

See the change log (374 changes)

1 October 2026

Maximum permissible interest rate (MPIR) for aged care accommodationSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from8.43% a yearto8.51% a year
Means tested care fee: maximum daily feeSource: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees
Changed from$372.03 a dayto$380.46 a day

20 September 2026

Age Pension maximum basic rate, couple (each)Source: Services Australia, How much Age Pension you can get
Changed from$829.40 a fortnightto$855.90 a fortnight
Age Pension maximum basic rate, singleSource: Services Australia, How much Age Pension you can get
Changed from$1,100.30 a fortnightto$1,135.40 a fortnight
Aged care home basic daily fee (maximum)Source: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees
Changed from$66.80 a dayto$68.93 a day
Aged care home means assessment: asset free areaSource: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees
Changed from$64,500to$66,500
Aged care home means assessment: first asset thresholdSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$214,884to$219,858.40
Aged care home means assessment: first income threshold, couple, illness separated (single rate)Source: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$87,427.60 a yearto$89,402.04 a year
Aged care home means assessment: first income threshold, singleSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$88,155.60 a yearto$90,130.04 a year
Aged care home means assessment: fourth asset thresholdSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$547,884to$552,858.40
Aged care home means assessment: fourth income threshold, couple, illness separated (single rate)Source: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$139,172.80 a yearto$142,906.40 a year
Aged care home means assessment: fourth income threshold, singleSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$142,084.80 a yearto$145,818.40 a year
Aged care home means assessment: home exemption capSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$214,884to$219,858.40
Aged care home means assessment: income free area, couple, illness separated (single rate)Source: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$34,793.20 a yearto$35,726.60 a year
Aged care home means assessment: income free area, singleSource: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees
Changed from$35,521.20 a yearto$36,454.60 a year
Aged care home means assessment: second asset thresholdSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$258,000to$266,000
Aged care home means assessment: second income threshold, couple, illness separated (single rate)Source: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$101,105 a yearto$105,048 a year
Aged care home means assessment: second income threshold, singleSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$101,105 a yearto$105,048 a year
Aged care home means assessment: third asset thresholdSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$361,366.66to$369,366.66
Aged care home means assessment: third income threshold, couple, illness separated (single rate)Source: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$117,230.20 a yearto$121,173.20 a year
Aged care home means assessment: third income threshold, singleSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$117,230.20 a yearto$121,173.20 a year
Aged care home: minimum permissible asset levelSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$64,500to$66,500
Assets test: part pension cut-off, couple homeowner (combined)Source: Services Australia, Assets test for Age Pension
Changed from$1,102,500to$1,121,000
Assets test: part pension cut-off, couple non-homeowner (combined)Source: Services Australia, Assets test for Age Pension
Changed from$1,369,500to$1,388,000
Assets test: part pension cut-off, single homeownerSource: Services Australia, Assets test for Age Pension
Changed from$733,500to$745,750
Assets test: part pension cut-off, single non-homeownerSource: Services Australia, Assets test for Age Pension
Changed from$1,000,500to$1,012,750
Commonwealth Seniors Health Card income limit, couple (combined)Source: Services Australia, Income test for Commonwealth Seniors Health Card
Changed from$161,768 a yearto$168,076 a year
Commonwealth Seniors Health Card income limit, singleSource: Services Australia, Income test for Commonwealth Seniors Health Card
Changed from$101,105 a yearto$105,048 a year
Income test: cut-off point, couple living together (combined)Source: Services Australia, Income test for Age Pension
Changed from$4,016.80 a fortnightto$4,128 a fortnight
Income test: cut-off point, singleSource: Services Australia, Income test for Age Pension
Changed from$2,627.80 a fortnightto$2,701.40 a fortnight
Maximum accommodation supplementSource: Department of Health, Disability and Ageing, Schedule of Fees and Charges for Residential Care
Changed from$72.30 a dayto$73.73 a day
Maximum Pension Supplement, couple (each)Source: Services Australia, How much Age Pension you can get
Changed from$65.20 a fortnightto$66.50 a fortnight
Maximum Pension Supplement, singleSource: Services Australia, How much Age Pension you can get
Changed from$86.50 a fortnightto$88.20 a fortnight
Means tested care fee: annual capSource: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees
Changed from$35,910.43 a yearto$37,055.98 a year
Means tested care fee: lifetime capSource: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees
Changed from$86,185.23to$88,934.57
Non-clinical care contribution: daily capSource: My Aged Care (Department of Health, Disability and Ageing), Aged care home costs and fees
Changed from$107.32 a dayto$109.45 a day
Support at Home / non-clinical care lifetime contribution capSource: My Aged Care (Department of Health, Disability and Ageing), Changes to contributions while accessing Support at Home
Changed from$137,917.01to$140,652.80

Commitments

Retirement Wealth makes four commitments.

About this site

New and updated rules and figures are reviewed and approved before publication.
We check new and updated figures against the linked official government sources before publishing them.
It does not recommend, rate or compare financial products.
We do not carry financial-product advertising, use affiliate links or refer readers to financial advisers or product providers.

JSON

Use the data

The same figures are published as JSON for software to read. Each figure carries its value, the date it applies from, its official source and the date it was last verified.

Use these figures in your own tools

Apps, AI chatbots, and company websites or customer portals can read these files to show retirement figures, each with its official source and the date it was last checked.

GET/api/v2/figures.json133 figuresThe figures, where each came from, and when it was last checked.
GET/api/v2/changes.json427 changesWhat changed, when it was published and the date it applies from.
GET/api/v2/releases/latest.jsonA small file to check for new data.

At the top of the figures file, last_verified is the newest of those dates and oldest_verified is the oldest. The data and API pagelists the other files, including earlier values and how the dates work.

Example query

$ curl -s https://retirementwealth.com.au/api/v2/figures.json \
  | jq '.figures[] | select(.id == "deeming_rate_lower")
       | {display_value, effective_from}'
{
  "display_value": "1.75%",
  "effective_from": "2026-09-20"
}